FHA Loans Explained for Lufkin Home Buyers

In a nutshell, FHA Loans are designed to assist low- to moderate-income borrowers and home buyers. Issued by FHA-approved lenders, these loans are backed and insured by the Federal Housing Administration (FHA), so they pose less risk to lenders. Typically, then, FHA Loans require lower down payments and lower credit scores than conventional mortgages. Still, … Continued

7 Tips To Help You Secure A Loan in Lufkin

You’re ready to buy a house, you know you’ll need a large loan for that. If you’re like most of us, you’re just a little nervous about it – we all fear rejection of any kind. There are, however, several things you can do to increase your chances of getting the financing you’ll need. So … Continued

Top 10 Lufkin Home Buyer Questions Answered

Buying a new home can be very exciting. But it can also be more than a little intimidating owing to many steps and variables involved. To help you understand and be more comfortable with the process, here are the top 10 Lufkin home buyer questions answered. 1. What credit score do I need? Of all … Continued

Buying A Home – 5 Things To Do First

Buying a home can be a thrilling, exciting new chapter in your life, as well as being a sound investment. But if you don’t do some critical things beforehand, it can be a long-term financial albatross around your neck. That’s why we want you to take a careful look at these 5 things to do … Continued

What Buyers Need To Know About The Appraisal Process

Shopping for a home can be an exciting adventure, the beginning of a new chapter in your life. But, sometimes, that chapter never gets written because the appraisal gets in the way. The appraisal is a key component in the home buying process because it determines whether or not you’ll get the loan amount you … Continued

How To Stage Your House To Get People To Buy in Lufkin

Knowing how to stage your house to get people to buy in Lufkin is one of the key ingredients in selling your house quicker and at a better price. Staging involves strategically arranging décor and furnishings to make your house look it’s absolute best and showcase the best features. It may even involve renting décor or furnishings … Continued

How To Negotiate The Best Price For A Lufkin House

Once you’ve found the perfect Lufkin house – one that meets all your search criteria: location, features, price range, and so on – you still have one major purchase hurdle remaining. And that is figuring out what to offer for it. You don’t, of course, want to offer more than you have to, but your … Continued